Maxemo Capital

Raw Material Financing

Working Capital Financing is when a business borrows money to cover day-to-day operations and payroll rather than purchasing equipment or investment.

Know about Raw Material Financing

Working Capital Financing is when a business borrows money to cover day-to-day operations and payroll rather than purchasing equipment or investment. Working capital financing is a common practice for businesses with an inconsistent cash flow. Whether your business is facing cash flow issues or not, having extra cash in reserves is always good to secure yourself during unexpected circumstances. Working capital financing lets firms fulfil their short-term or urgent cash flow shortfalls. For example, a large business with steady cash flow may apply for a working capital loan to finance the expansion of operations into a new region, scale up. In this, the loan will act as a buffer until the new region becomes self-sufficient. Similarly, a small business may require working capital finance to bridge the gap between cash inflows and outflows while the business grows.

Raw Material Financing Benefits

Easy Access – easy to access and offers quick solutions for short term operational requirements

Savings on trade margin

Flexible repayments – multiple tenure option for easing your loan repayment

Fulfill short term or urgent cash flow shortfalls

Maintain Gap between cash inflows and outflows while the business grows

Eligibility:

Applicant must have a business vintage of a minimum of 2 Years

The applicant should have permanent resident of the area

Profitability for 3 consequent years

Should show upward trend Y-O-Y basis

Balance sheet should be audited by a registered CA

Applicant’s 2 years of ITR and audited balance sheet

Why Maxemo

Business based customized financial assistance
Guiding CIBIL score enhancement
Providing industry guidance for growth
Convenient repayment methods
Quick disbursal

Our Application Process

Loan Application
Application Processing
Underwriting Process
Credit decision
Final quality check
Bank a/c Validation
Loan Funding / Disbursement
Collection

Fast & Easy Application Process

Maxemo understands that keeping a business up and running is challenging. It’s hard to manage so many things happening at one place, with several sources receiving and giving out payments.