Maxemo Capital

Receivables Invoicing

A receivables invoicing loan, also known as invoice factoring or accounts receivable financing, is a type of funding that allows businesses to obtain immediate cash for their outstanding invoices.

Know about Receivables Invoicing

A receivables invoicing loan, also known as invoice factoring or accounts receivable financing, is a type of funding that allows businesses to obtain immediate cash for their outstanding invoices. It presents an attractive solution for those who have limited cash flow, as it allows them to receive a percentage of their revenue upfront instead of waiting weeks or even months for customers to pay their bills.

The basic process of a receivables invoicing loan involves a lender purchasing a company's outstanding invoices. The lender then assumes the responsibility of collecting payment from customers and pays back the company the remaining balance of the invoice after deducting fees and interest.

Businesses can benefit from receivables invoicing loans in several ways.

Firstly, it provides them with fast access to cash, which is crucial in meeting their financial obligations, such as paying employees, vendors, and other bills.

Secondly, the company can reduce the risk of bad debts and unpaid invoices as the lender assumes responsibility for collecting payments from customers. It also saves valuable time and costs associated with collection efforts.

Receivables Invoicing Benefits

Easy Access – easy to access and offers quick solutions for short term operational requirements

Savings on trade margin

Flexible repayments – multiple tenure option for easing your loan repayment

Fulfill short term or urgent cash flow shortfalls

Maintain Gap between cash inflows and outflows while the business grows

Eligibility:

Applicant must have a business vintage of a minimum of 2 Years

The applicant should have permanent resident of the area

Profitability for 3 consequent years

Should show upward trend Y-O-Y basis

Balance sheet should be audited by a registered CA

Applicant’s 2 years of ITR and audited balance sheet

Why Maxemo

Business based customized financial assistance
Guiding CIBIL score enhancement
Providing industry guidance for growth
Convenient repayment methods
Quick disbursal

Our Application Process

Loan Application
Application Processing
Underwriting Process
Credit decision
Final quality check
Bank a/c Validation
Loan Funding / Disbursement
Collection

Fast & Easy Application Process

Maxemo understands that keeping a business up and running is challenging. It’s hard to manage so many things happening at one place, with several sources receiving and giving out payments.